Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.
Credit scores typically range from 300 to 850, with 300 considered “poor” credit and 850 considered “exceptional” credit. Thankfully, a perfect 850 credit score isn’t necessary for most people to have when it comes to approval for personal loans or credit cards. But there are some other guidelines and requirements you should be aware of before applying for a personal loan.